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LifeWise Individual and Family Plans

Health Benefit Solution, Inc.

The focus of this website is to provide consumers a simple, and professional environment when looking for Affordable, and Low Cost Health Insurance.  Licensed Health Insurance Agents are available and will take the time to answer all your questions, and help find the Health Plan that best meets the needs of the Individual, Family, or Small Business.

Health Insurance Benefits are always changing, and health insurance companies are providing more options that benefit the consumer.  Alternative, or Holistic health care is now offered through many of the health insurance companies.  You can now see your Naturopathic Physician, and be covered under the doctor office co-pay, and have unlimited visits.  Chiropractic, and Acupuncture are also included as standard health care benefits.

If you are looking for Dental and Vision benefits included within the health plan, we can help you select the Health Insurance Company that will meet your needs.

Health Benefit Solution, Inc is licensed through the Oregon Insurance Division, and has contracted with most all the major health insurance companies to provide the consumer with choice and options when looking for the plan that meets the life style and needs of the insured.

LifeWise Health Plan of Oregon

Individual & Family Plans

Getting your preventive exams, screenings and immunizations are the best way to help you and your family stay healthy. These important screenings help your doctors detect diseases early when they are easiest to treat. All of our plans cover a wide range of preventive exams, screenings, and immunizations.

In addition to preventive care, you’ll also get coverage for naturopathy, acupuncture and chiropractic service; as well as access to member discounts on health products and services, including gym memberships.

Coverage Options

After deciding which date you want to start coverage, review the plan descriptions below for more information about your coverage options:

Plan Brochure – a comparison of plan benefits
Rate Brochure – monthly rates for each plan
Enrollment Application – be sure to review Eligibility and Enrollment information before you apply.

Individual Dental Plans

Adding a LifeWise dental plan to your individual health plan means you’ll have complete high-quality coverage. Since research indicates that good oral health is key to your overall health, there’s even more reason to enroll. Especially when you consider our dental plans offer predictable costs on over 200 dental procedures. With a strong and growing provider network, you’re sure to find a preferred dentist conveniently located near you.

LifeWise Dental Copay Plans Feature:

• Choice of deductible - choose either a $50 or $75 annual deductible plan.
• Predictability of costs - you’ll pay one set copay for each of the more than 200 covered services
• Easy plan administration - one application, one bill, one ID card, one customer service line and one resource-rich website.
• Wide range of coverage - you’ll be covered for the most commonly used preventive, minor and major dental services.
• Choice of providers – use our “find a doctor” tool to find a dentist in your area. Choose “Dental” from the Network drop-down list.
• On-going support - you’ll receive online access to a wealth of dental health information at lifewiseor.com/dentalhealth.

To Learn More About our Individual Dental Copay Plans and Enroll:

1. Review our summary of dental coverage for the most commonly-used covered dental services to learn more.
2. Peruse our complete list of covered dental services and associated copays for more detailed information.
3. See our rate brochure to find your monthly rate.
4. Review and complete the health plan application and mark that you want to add the dental plan.

You can only enroll in a LifeWise dental plan at the same time as your apply for a LifeWise health plan or during our add-on period. The initial add-on period is for effective dates of September 1 through October 15, 2012.

If you are an existing member and want to add a dental plan to your existing health plan during this add-on period, complete the Individual Dental Copay Application

Glossary

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